Privacy Policy

Effective Date: 1 June 2026

Introduction

PayX Intel ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.payxintel.ai, use our services, or interact with our ads.

For visitors in the European Economic Area (EEA), United Kingdom, and Switzerland, we process your personal data in accordance with the General Data Protection Regulation (GDPR) and applicable data protection laws.

Cookies and Similar Technologies

We use cookies and similar technologies only with your consent. When you first visit our website, we ask for your consent before loading analytics cookies.

Analytics cookies: We use Google Analytics to understand how visitors use our website. This may collect your IP address (anonymized), browser type, device information, and pages visited. These cookies are only set after you click "Accept" in our cookie banner. You can withdraw consent at any time by clearing your browser cookies or using your browser's privacy settings.

Essential cookies: Our website may use strictly necessary cookies required for basic site functionality. These do not require consent under applicable law.

Information We Collect

1. Personal Data: Personally identifiable information, such as your name, email address, telephone number, and business-related information, that you voluntarily provide when you register with the Site or our services.

2. Contact Information: We may allow you to add suppliers or customers directly from your contact list. However, we do not store, transmit, or share this contact information with any third parties.

3. Derivative Data: Information our servers automatically collect when you access the Site, such as your IP address, browser type, and operating system.

4. Mobile Device Data: Device information, such as your mobile device model, OS version, app version, and location (if enabled).

5. Financial Data: We facilitate payments and may collect payment method information for processing purposes. However, we do not store any payment information.

Use of Your Information

We use the information we collect to provide and enhance our services, including:

  • Creating and managing your account.
  • Processing transactions and sending related information.
  • Personalizing and improving our services.
  • Ensuring a smooth, efficient user experience by optimizing our services based on device and system data.
  • Send you marketing and promotional communications.
  • Respond to your comments, questions, and requests.
  • Monitor and analyze trends, usage, and activities.
  • Providing you with customer support and responding to inquiries.

Legal Basis for Processing (GDPR)

When we process your personal data, we rely on the following legal bases:

  • Consent: For analytics cookies and marketing communications, where you have given your consent.
  • Contract: To provide our services, create and manage your account, and process transactions.
  • Legitimate interests: To improve our services, ensure security, and respond to inquiries, where our interests do not override your rights.
  • Legal obligation: Where we are required to retain or disclose data by law.

Data Retention

We retain your personal data only for as long as necessary to fulfill the purposes described in this policy. Analytics data is typically retained for up to 26 months. Account data is retained until you request deletion or close your account, after which we may retain certain information for legal or regulatory purposes as required by law.

International Data Transfers

Your data may be transferred to and processed in countries outside the EEA, including the United States (e.g., by Google Analytics). When we transfer data outside the EEA, we ensure appropriate safeguards are in place, such as Standard Contractual Clauses approved by the European Commission, or other mechanisms recognized by applicable data protection laws.

Your Rights (GDPR)

If you are in the EEA, UK, or Switzerland, you have the following rights regarding your personal data:

  • Access: Request a copy of the personal data we hold about you.
  • Rectification: Request correction of inaccurate or incomplete data.
  • Erasure: Request deletion of your personal data ("right to be forgotten").
  • Restriction: Request that we limit how we use your data.
  • Portability: Request a copy of your data in a structured, machine-readable format.
  • Objection: Object to processing based on legitimate interests or for direct marketing.
  • Withdraw consent: Withdraw consent at any time where we rely on consent.
  • Complaint: Lodge a complaint with a supervisory authority in your country.

To exercise these rights, contact us at info@payxintel.com. We will respond within 30 days.

Security of Your Information

We take reasonable security measures to protect your personal information. However, no method of data transmission or storage is completely secure, and we cannot guarantee absolute security.

Policy for Children

We do not knowingly collect or solicit information from children. In the United States, we do not collect data from children under 13 (COPPA). In the EEA/UK, we do not collect data from children under 16 without parental consent, where required by local law. If we learn that we have collected such information, we will delete it immediately. Please contact us if you believe we may have information from a child.

Changes to This Privacy Policy

We may update this Privacy Policy as necessary to reflect changes in our practices or for operational, legal, or regulatory reasons.

Contact Us

If you have questions or comments about this Privacy Policy, please contact us at:

PayX Intel
info@payxintel.com